Getting renters insurance set up has never been easier than this. We’ve got you covered!
Whether you’re required to carry it or realize how important having coverage is, let Coverage Direct help you find the best coverage at the lowest price.
Five Reasons to have Renter’s Insurance:
Contents — Many renters assume that the landlords insurance policy covers the contents of their tenants if something happens. In reality each tenant is responsible for their own contents. Think of how you would replace all the items in your home. Your clothes, furniture, appliances, etc. Contents coverage is a essential coverage for any renter.
Personal Liability — Personal Liability Coverage applies if someone is injured or their property is damaged and you are to blame. The coverage generally applies anywhere in the world. When choosing your liability coverage limits, consider things like how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets if you are sued. In some situations, an Umbrella policy may be necessary to provide extra coverage.
Medical Expense —this covers medical expenses for guests if they are injured on your property, and in certain cases covers people who are injured off of your property. It does not cover health care costs for you or other members of your household.
Additional Living Expenses — Additional living expenses coverage covers your living expenses if you need to live somewhere else temporarily because your primary home is uninhabitable due to a loss.
Cost — The best part of getting a renters insurance policy is how affordable it is. Coverage Direct has been able to secure affordable coverage for clients for an on average cost of only $13 a month.
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